The year is 1950, and a great tragedy has struck the town of Crowford. Three local men have been killed in a storm, after their fishing boat the Mercy Belle sank. A mysterious fourth man, however, was rescued. Nobody knows who he is, or what he was doing on the Mercy Belle... and the man has lost his memory.

Five years later, messages from the dead warn of impending doom for Crowford. The ghosts of the Mercy Belle's crew demand revenge, and the whole town is being punished. The fourth man still has no memory of his previous existence, but he's married now and living under the named Edward Smith. As Crowford's suffering continues, the locals begin to turn against him.

What really happened on the night the Mercy Belle sank? Did the fourth man cause the tragedy? And will Crowford survive if this man is not sent to meet his fate?